A financial plan based upon the data contained in your Chapter 7 or Chapter 13 bankruptcy file will give you concrete information to use in developing a livable budget. By utilizing our Bend financial management services and creating a breakdown by category of all your expenses and everything you spend money on, you will be able to create a budget that covers your living expenses and bill payments. By cutting out luxuries and non-essentials that you spent on in the past, you will have a budget that will cover your necessary expenses and should leave you some money left over to put into savings. By ensuring that you regularly add to your savings account so it continues to grow, you will ensure your own financial security, and lending institutions will be reassured that you have "turned over a new leaf". Saving money up and making only planned purchases, will give you far more control. To build credit by getting a new loan, you can have a cosigner on your loan agreement or take out a secured loan. Our Bend credit counseling professionals can help and advise you on these and other methods of restoring your credit. We have been helping clients through bankruptcy for over three decades. Many of our clients are pleasantly surprised at how quickly their credit is restored.
Our legal team understands that life events such as illness, divorce, and job loss can cause financial difficulties which require the assistance of an experienced bankruptcy lawyer. We help clients to resolve credit and financial difficulties through debt negotiation, debt consolidation, bankruptcy, and other effective means, including our Bend credit counseling and financial management services. We can work with you to help you to live within your means and have a stress-free future.