Do I Qualify for Bankruptcy
Bankruptcy Lawyer in Bend, Oregon and Hermiston, Oregon
In chapter 7, the bankruptcy trustee will review your assets to determine if any of those assets exceed the allowed exemption amount. In almost all cases, your personal possessions will have exempt status which means you will be allowed to keep them. As your Bend and Hermiston bankruptcy attorney at Oregon Fresh Start, I will tell you before filing whether any of your assets are at risk. To find out if you qualify for Chapter 7, as your Bend and Hermiston bankruptcy attorney, I will review your budget exactly the same way the trustee will to make sure you do not have excess income that could be used to pay your creditors. If you have excess income, as your Bend and Hermiston bankruptcy attorney, I will review with you whether you will qualify to file under Chapter 13. This chapter involves developing a payment plan and making payments to the bankruptcy trustee monthly for three to five years. At the end of your payment plan period, any balances owing to your creditors will be discharged. As your Bend and Hermiston debt relief attorney at Oregon Fresh Start, I can guide you through the entire bankruptcy process to completion.
I know that bankruptcy can be confusing and complex. I and my legal team are highly experienced in providing assistance to ensure you avoid any legal pitfalls. Since I have been helping clients successfully obtain a new start in life for over four decades, you can rely on me as your Bend and Hermiston debt relief attorney to answer your questions and have your best interest in mind at all times.