Filing for bankruptcy can be a daunting and overwhelming process, especially if you are doing it alone. While it is possible to file for bankruptcy without a lawyer, it is not recommended. Hiring a bankruptcy lawyer can provide you with the support and guidance you need to navigate the complex legal process. Here are some reasons why you should consider hiring a lawyer when filing for bankruptcy:

1. Understanding Your Options

A bankruptcy lawyer can help you understand your options and determine which type of bankruptcy is right for you. There are two main types of bankruptcy: Chapter 7 and Chapter 13. A bankruptcy lawyer can explain the differences between the two and help you decide which one is best for your situation.

2. Filing Your Paperwork

Filing for bankruptcy requires a lot of paperwork. A bankruptcy lawyer can help you gather the necessary documents and fill out the paperwork correctly. This can help ensure that your bankruptcy case moves forward smoothly and that you do not make any costly mistakes.

3. Protecting Your Assets

One of the biggest concerns people have when filing for bankruptcy is losing their assets. A bankruptcy lawyer can help you protect some of your assets by using exemptions and other legal strategies. This can help ensure that you keep as much of your property as possible.

4. Creditors

A bankruptcy lawyer can also help you deal with creditor harassment. After you file for bankruptcy, creditors cannot attempt to collect a debt if it was discharged. Having a lawyer on your side can give you leverage and help you hold them accountable.

5. Avoiding Mistakes

Finally, hiring a bankruptcy lawyer can help you avoid costly mistakes. Bankruptcy law is complex, and even small mistakes can have big consequences. A bankruptcy lawyer can help you navigate the process and ensure that you do not make any errors that could jeopardize your case.

If you are in Bend, OR, and need help with bankruptcy, contact Oregon Fresh Start today. Our experienced bankruptcy lawyers can help you get a fresh start and move forward with your life.