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Credit and Debt Counseling in Oregon

Amongst the changes made to bankruptcy law in October 2005 are two requirements related to credit and debt counseling in Oregon. With minor exceptions, all debtors are required to take a credit counseling class prior to filing bankruptcy.

This class is designed to give debtors a grasp of where they are financially. It takes about 30 minutes to complete credit and debt counseling in Oregon. The cost can vary but it generally runs $30-50.

The second requirement related to credit and debt counseling in Oregon is that all debtors, with minor exceptions, are required to take a financial management class prior to receiving a discharge. This class is designed to give debtors some skills in managing money. The cost is about the same as the credit counseling class. Credit and debt counseling in Oregon, as in other states, is required by law.

There are three ways to satisfy the requirements regarding credit and debt counseling in Oregon:

  • in person
  • by phone
  • on the internet

Many clients find the internet the best way to meet the requirement for credit and debt counseling in Oregon. To obtain a list of the approved places to take the required education classes, click here.

I have had favorable reports from clients who have used the internet services of Institute for Financial Literacy at 1-866-662-4932 to satisfy the requirements for credit and debt counseling in Oregon.

For more information regarding credit and debt counseling in Oregon, please Contact Us.

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